Business owners
Pay your premium on real payroll, with nothing to report yourself. Our fee is $10 per payroll run.
Workers' comp premium reporting
Pay-as-you-go workers' comp reporting for a flat $10 per payroll
Premium Pilot is a premium reporting service: every payroll, we calculate your workers' comp premium by class code, report it to your carrier and remit the payment. We connect to your payroll provider and your carrier, so you never have to send a report, key in payroll or worry about a missed payment.
- $0 setup
- No contract
- Keep your payroll provider and carrier
Every payroll, handled
- PayrollWe pull each report from your payroll provider
- PremiumWe calculate it by class code
- CarrierWe report it and remit the payment
$10 per payroll run. $0 setup.
How it works
Three simple steps
Set it up once. After that, every payroll takes care of itself.
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Connect once
We connect to your payroll provider and your carrier. You keep both, along with your agent.
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We calculate and report
Every payroll, we calculate your premium by class code from actual wages and report it to your carrier.
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We remit the payment
We remit the payment to your carrier and send you an itemized receipt for every payroll.
Pricing
$10 per payroll run. $0 setup.
One flat fee, the same on every pay frequency. No contract.
| Premium Pilot | Our competitor | |
|---|---|---|
| Setup fee | $0 | $100 |
| Per payroll run | $10 | $20 |
Our fee is 33% to 50% less per payroll than our competitor's $15 and $20 per-pay-period fees.
Your cost
Calculate your annual pay-as-you-go reporting cost
Your annual Premium Pilot cost
a year
26 payroll runs at $10 each, with $0 setup.
Our competitor: $620 in the first year. You save $360.
Who we serve
For businesses and the partners who serve them
Agents and brokers
Give your clients pay-as-you-go reporting at a flat fee. We do not sell insurance, so your clients stay yours. No charge to you.
Carriers
Get premium reported by class code from actual wages, every payroll. No charge to you.
Payroll providers
Offer your customers pay-as-you-go reporting without building it yourself. No charge to you.
FAQ
Frequently asked questions
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What is pay-as-you-go workers' comp?
Pay-as-you-go billing lets you pay your workers' comp premium with each payroll, based on actual wages, not on an estimate of the year's payroll. Your policy, carrier, coverage and rates stay the same.
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Does Premium Pilot work with my payroll provider and carrier?
Yes. Premium Pilot connects to your payroll provider and your carrier, so you keep both. Your agent stays the same too. We serve every state where private carriers write workers' comp, which is every state except North Dakota, Ohio, Washington and Wyoming.
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What do I have to do each payroll?
Nothing. Run payroll as usual. We pull the report from your payroll provider, calculate the premium, report it to your carrier, remit the payment and send you an itemized receipt.
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Will I still have a workers' comp audit?
Yes. Your carrier still runs its premium audit at the end of the policy term. Because your actual payroll is reported all year, adjustments can be smaller, and you have an itemized receipt for every payroll to hand to your auditor.
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Is there a contract?
No. There is no contract and no setup fee. You can cancel any time.
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What does Premium Pilot cost agents, brokers, carriers and payroll providers?
Nothing. Agents, brokers, carriers and payroll providers pay $0 to work with Premium Pilot. Use the partner option on the form to start.